SBI Clerk Mock Test Free 2026 — Junior Associate Prelims & Mains
The SBI Clerk exam (officially: Junior Associate — Customer Support & Sales) is conducted by State Bank of India to recruit clerical-cadre staff in branches across India. SBI Clerk is one of the most sought-after entry-level banking jobs because of SBI's scale, brand and stable career path.
Like IBPS Clerk, SBI Clerk has only two stages — Prelims (100 marks) and Mains (200 marks). There is no interview. Final merit is decided solely by Mains marks.
Starting basic pay is ₹26,730 per month (under 12th BPS). Including DA, HRA and other allowances, total in-hand is approximately ₹38,000–₹45,000 per month depending on city of posting.
संक्षिप्त परिचय
SBI Clerk परीक्षा (Junior Associate — CS&S) State Bank of India में क्लर्क-कैडर पदों के लिए होती है। यह सबसे लोकप्रिय एंट्री-लेवल बैंकिंग जॉब है।
चयन दो चरणों में होता है — Prelims (100 अंक) और Mains (200 अंक)। कोई इंटरव्यू नहीं। अंतिम मेरिट केवल Mains के अंकों से बनती है।
शुरुआती बेसिक वेतन ₹26,730 प्रति माह है। कुल in-hand ₹38,000–₹45,000 तक होता है।
Exam Pattern
SBI Clerk has two stages — Prelims (qualifying) and Mains (final selection). Sectional timing applies in both. There is also a regional language test (qualifying in nature) for non-natives.
| Subject / Section | Questions | Marks / Time |
|---|---|---|
| Prelims — English Language | 30 | 30 marks · 20 min |
| Prelims — Numerical Ability | 35 | 35 marks · 20 min |
| Prelims — Reasoning Ability | 35 | 35 marks · 20 min |
| Prelims Total | 100 | 100 marks · 60 min |
| Mains — General/Financial Awareness | 50 | 50 marks · 35 min |
| Mains — General English | 40 | 40 marks · 35 min |
| Mains — Quantitative Aptitude | 50 | 50 marks · 45 min |
| Mains — Reasoning & Computer Aptitude | 50 | 60 marks · 45 min |
| Mains Total | 190 | 200 marks · 160 min |
| Local Language Test (Qualifying) | — | Conducted only if not in 10th/12th certificate |
Negative marking: 0.25 marks deducted per wrong answer. Local language test: Candidates who did not study the local language of the state they applied to in 10th/12th must pass a regional language proficiency test post-selection.
Syllabus — Topic-wise Breakdown
English Language
Reading Comprehension, Cloze Test, Para Jumbles, Sentence Improvement, Error Spotting, Fill in the Blanks, Vocabulary (Synonyms, Antonyms, Idioms), Word Usage, Active/Passive Voice, Direct/Indirect Speech, Sentence Rearrangement.
Numerical / Quantitative Aptitude
Number Series, Simplification, Approximation, Quadratic Equations, Data Interpretation (Tabular, Bar, Pie, Line, Caselet), Arithmetic — Percentage, Profit & Loss, Interest, Time-Speed-Distance, Time & Work, Average, Ratio, Mixture & Allegation, Mensuration, Probability, Permutation & Combination.
Reasoning Ability
Puzzles (Linear, Circular, Floor, Box, Day-wise), Seating Arrangement, Syllogism, Inequality, Coding-Decoding, Blood Relations, Direction Sense, Order & Ranking, Alphanumeric Series, Data Sufficiency, Input-Output (Mains).
Computer Aptitude
Computer fundamentals, Hardware, Software, Operating Systems, MS Office, Internet, Email, Networking basics, Cyber Security, Computer Abbreviations, Database basics, Keyboard Shortcuts.
General / Financial Awareness
Banking & Financial Terms, RBI functions, Banking Schemes (PMJDY, Atal Pension, MUDRA, Stand-Up India), Indian Economy basics, Static GK (capitals, currencies, days, headquarters), Current Affairs of last 6 months — banking events, sports, awards, appointments, summits.
Preparation Tips & Strategy
1. Prelims is About Speed — Mains is About Marks
Treat Prelims purely as a screening test. Aim for 70–75 attempts at high accuracy and don't over-prepare. Mains decides the final merit, so 70% of preparation should focus on Mains-level questions.
2. Master Quant — Highest Variability in Marks
Quant section in SBI Clerk Mains has 50 questions in 45 minutes. DI is calculation-heavy. Build speed via shortcuts: percentage equivalents, square/cube tables, approximation tricks. Aim for 35+ correct in Mains Quant.
3. Banking Awareness — Easy Marks, Read Daily
GA section is 50 questions in 35 minutes. Read daily current affairs and one monthly compilation. Memorise headquarters, taglines, key schemes. Easy 35–40+ marks here can clinch selection.
4. Reasoning + Computer Aptitude in Mains
This combined section has 60 marks. Practice advanced puzzles and seating arrangement. Computer Aptitude is high-yield: simple recall questions worth 10–15 easy marks if you've revised once.
5. 25+ Mock Tests + Mistake Log
Take one full-length mock daily in the last 30 days. Maintain a mistake log noting concept gaps. Revise the log every 3 days.
Ready to Test Your Preparation?
Free mock tests on ParikshaExamPrep — no signup, instant score, available in Hindi & English. Practice with the latest exam pattern.
Frequently Asked Questions
What is the SBI Clerk 2026 exam pattern?
SBI Clerk 2026 has two stages — Prelims (100 marks, 60 minutes, 3 sections with sectional timing) and Mains (200 marks, 160 minutes, 4 sections). There is no interview. There is also a Local Language Test (qualifying) post-selection if you didn't study the regional language in school.
What is the SBI Clerk salary?
SBI Clerk (Junior Associate) starting basic pay is ₹26,730 per month under the 12th BPS. Including DA, HRA and special allowance, total in-hand is approximately ₹38,000–₹45,000 per month depending on city of posting. Annual CTC is around ₹5–6 lakh.
What is the age limit for SBI Clerk?
Age limit is 20–28 years. OBC candidates get +3 years relaxation, SC/ST get +5 years, and PwBD candidates get +10 years. Ex-servicemen and J&K-domiciled candidates get further relaxation as per SBI rules.
Is there a local language test in SBI Clerk?
Yes, but only as a qualifying test conducted post-final selection. Candidates who have studied the local language of the applied state in their 10th or 12th standard are exempt. Others need to pass a regional language proficiency test before joining.
What is the difference between SBI Clerk and IBPS Clerk?
SBI Clerk is for State Bank of India only, with starting basic ~₹26,730. IBPS Clerk is for 11 other PSU banks with starting basic ~₹19,900. SBI Clerk has a higher salary and better facilities but generally a higher cut-off due to brand preference.
अक्सर पूछे जाने वाले प्रश्न (हिंदी में)
SBI Clerk परीक्षा पैटर्न क्या है?
SBI Clerk में दो चरण होते हैं — Prelims (100 अंक) और Mains (200 अंक)। कोई इंटरव्यू नहीं। अंतिम मेरिट केवल Mains से बनती है।
SBI Clerk का वेतन कितना है?
शुरुआती बेसिक ₹26,730 प्रति माह है। कुल in-hand ₹38,000–₹45,000 (शहर के अनुसार)।
SBI Clerk के लिए आयु सीमा क्या है?
आयु सीमा 20–28 वर्ष है। आरक्षित वर्गों को छूट मिलती है।
क्या SBI Clerk में स्थानीय भाषा का टेस्ट होता है?
हाँ, अंतिम चयन के बाद qualifying test होता है (यदि उम्मीदवार ने 10वीं/12वीं में राज्य की स्थानीय भाषा नहीं पढ़ी है)।
SBI Clerk और IBPS Clerk में क्या अंतर है?
SBI Clerk केवल State Bank of India के लिए है (बेसिक ~₹26,730)। IBPS Clerk 11 अन्य PSU बैंकों के लिए है (बेसिक ~₹19,900)।
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