IBPS Clerk Mock Test Free 2026 — Prelims & Mains Pattern, Syllabus
The IBPS Clerk exam is conducted by the Institute of Banking Personnel Selection to recruit Clerical Cadre staff in 11 Public Sector Banks across India. The exam is one of the most popular gateways for graduates entering the banking sector — offering job security, transferability, and a clear promotional path to officer cadre.
IBPS Clerk has only two stages — Prelims (100 marks) and Mains (200 marks). There is no interview, making it a preferred choice for candidates who want a purely written-exam-based selection.
Final merit is decided solely by Mains marks. The job offers a starting basic pay of around ₹19,900 with total in-hand of approximately ₹32,000–₹38,000 depending on the city of posting.
संक्षिप्त परिचय
IBPS Clerk परीक्षा 11 सार्वजनिक क्षेत्र के बैंकों में Clerical Cadre पदों के लिए होती है। केवल दो चरण होते हैं — Prelims और Mains, कोई इंटरव्यू नहीं।
Prelims स्क्रीनिंग के लिए होती है (100 अंक, 60 मिनट), जबकि Mains 200 अंकों की होती है और अंतिम मेरिट Mains के अंकों से बनती है।
न्यूनतम योग्यता स्नातक है। आयु सीमा 20–28 वर्ष है। शुरुआती बेसिक वेतन ₹19,900 होता है, कुल in-hand ₹32,000–₹38,000 तक।
Exam Pattern
IBPS Clerk has only two stages — Prelims (qualifying) and Mains (final selection). Both stages have sectional timing.
| Subject / Section | Questions | Marks / Time |
|---|---|---|
| Prelims — English Language | 30 | 30 marks · 20 min |
| Prelims — Numerical Ability | 35 | 35 marks · 20 min |
| Prelims — Reasoning Ability | 35 | 35 marks · 20 min |
| Prelims Total | 100 | 100 marks · 60 min |
| Mains — General/Financial Awareness | 50 | 50 marks · 35 min |
| Mains — General English | 40 | 40 marks · 35 min |
| Mains — Reasoning Ability & Computer Aptitude | 50 | 60 marks · 45 min |
| Mains — Quantitative Aptitude | 50 | 50 marks · 45 min |
| Mains Total | 190 | 200 marks · 160 min |
Negative marking: 0.25 marks deducted per wrong answer in both Prelims and Mains. There is no interview — final merit is based purely on Mains marks. Sectional cut-offs apply.
Syllabus — Topic-wise Breakdown
English Language
Reading Comprehension, Cloze Test, Para Jumbles, Error Spotting, Sentence Correction, Fill in the Blanks (single & double), Vocabulary (Synonyms, Antonyms, One-word Substitution), Idioms & Phrases, Sentence Improvement, Active/Passive Voice.
Numerical / Quantitative Aptitude
Number Series, Simplification, Approximation, Quadratic Equations, Data Interpretation (Tabular, Bar Graph, Pie Chart, Line Graph, Caselet), Arithmetic — Percentage, Profit & Loss, Simple & Compound Interest, Time-Speed-Distance, Time & Work, Average, Ratio & Proportion, Mixture, Partnership, Mensuration, Probability, Permutation & Combination.
Reasoning Ability
Puzzles (Linear, Circular, Floor, Box, Day/Month-based), Seating Arrangement, Syllogism, Inequality, Coding-Decoding, Blood Relations, Direction Sense, Order & Ranking, Alphanumeric Series, Data Sufficiency, Input-Output (Mains).
Computer Aptitude (Mains)
Computer Hardware & Software, Operating Systems (Windows, Linux), MS Office (Word, Excel, PowerPoint), Internet & Email, Networking basics, Computer Abbreviations, Database basics, Cyber Security basics, Keyboard Shortcuts.
General / Financial Awareness
Banking Awareness (RBI, NABARD, IRDAI, SEBI), Banking Terms (CRR, SLR, Repo, Reverse Repo, MCLR), Indian Economy basics, Schemes (PMJDY, PMJJBY, Atal Pension, MUDRA), Static GK (capitals, currencies, important days, headquarters of banks/insurance), Current Affairs of last 6 months.
Preparation Tips & Strategy
1. Prelims Strategy — Speed Over Marks
Sectional 20-minute timing means you can't recover lost time. Develop a 70–75 attempt strategy at 90%+ accuracy. Daily timed practice — 3 sets of 20 questions per section, every day for 60 days.
2. Mains Decides Selection — Don't Underprepare
Since there is no interview, Mains is everything. Many candidates clear Prelims comfortably but miss the cut-off in Mains. Allocate 60% of preparation time to Mains-level questions, especially Reasoning + Computer Aptitude (60 marks combined).
3. Banking Awareness — High ROI Section
GA + Banking Awareness has 50 questions in 35 minutes. With proper preparation, this is the easiest section to score 35–40+. Read monthly current affairs PDFs. Memorize banks' headquarters, taglines, and key government schemes.
4. Improve Computer Aptitude
Computer Aptitude is often neglected but adds 10–15 marks easily. Cover hardware/software basics, MS Office shortcuts, Operating Systems, Internet & Networking, and common abbreviations.
5. 25+ Mock Tests in Last 45 Days
Take one full-length mock daily in the last 30 days. Maintain a mistake log: every wrong answer goes into a notebook with the correct concept noted.
Ready to Test Your Preparation?
Free mock tests on ParikshaExamPrep — no signup, instant score, available in Hindi & English. Practice with the latest exam pattern.
Frequently Asked Questions
What is the IBPS Clerk 2026 exam pattern?
IBPS Clerk 2026 has two stages — Prelims (100 marks, 60 minutes, 3 sections with sectional timing) and Mains (200 marks, 160 minutes, 4 sections with sectional timing). There is no interview. Final merit is based on Mains marks alone.
What is the IBPS Clerk salary?
Starting basic pay for IBPS Clerk is ₹19,900 per month. Including DA, HRA, special allowance and other benefits, gross in-hand is approximately ₹32,000–₹38,000 per month depending on city of posting (metro/non-metro). Annual CTC is around ₹4–5 lakh.
What is the age limit for IBPS Clerk?
Minimum age is 20 years and maximum is 28 years (as on the cut-off date in the notification). OBC candidates get +3 years relaxation, SC/ST get +5 years, and PwBD candidates get +10 years.
Is there an interview in IBPS Clerk?
No. IBPS Clerk has only two stages — Prelims and Mains. There is no interview round. Final merit is decided purely on the basis of Mains scores. This is one of the main reasons it is preferred by candidates who feel less confident about interviews.
What is the difference between IBPS PO and IBPS Clerk?
IBPS PO is for officer-cadre posts (Probationary Officer) with starting basic ~₹52,000 and includes an interview. IBPS Clerk is for clerical-cadre posts with starting basic ~₹19,900 and no interview. PO has more responsibility, faster promotions, and higher pay; Clerk offers more work-life balance with selection only by written test.
अक्सर पूछे जाने वाले प्रश्न (हिंदी में)
IBPS Clerk परीक्षा पैटर्न क्या है?
IBPS Clerk में दो चरण होते हैं — Prelims (100 अंक, 60 मिनट, 3 सेक्शन) और Mains (200 अंक, 160 मिनट, 4 सेक्शन)। कोई इंटरव्यू नहीं। अंतिम मेरिट केवल Mains के अंकों से बनती है।
IBPS Clerk का वेतन कितना है?
शुरुआती बेसिक वेतन ₹19,900 प्रति माह है। कुल in-hand ₹32,000–₹38,000 तक होता है (शहर के अनुसार)। वार्षिक CTC लगभग ₹4–5 लाख होता है।
IBPS Clerk के लिए आयु सीमा क्या है?
आयु सीमा 20–28 वर्ष है। OBC को 3 वर्ष, SC/ST को 5 वर्ष, और PwBD को 10 वर्ष की छूट मिलती है।
IBPS Clerk में इंटरव्यू होता है क्या?
नहीं। IBPS Clerk में केवल दो चरण होते हैं — Prelims और Mains। कोई इंटरव्यू नहीं होता।
IBPS PO और IBPS Clerk में क्या अंतर है?
IBPS PO अधिकारी पद के लिए है (बेसिक ~₹52,000, इंटरव्यू सहित)। IBPS Clerk क्लर्क पद के लिए है (बेसिक ~₹19,900, बिना इंटरव्यू)।
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